BUSINESS INSURANCE
Did you know that 70% of small businesses that are not insured or who are underinsured wouldn’t survive a serious event*? (*Insurance Council of Australia October 2002.) We understand that when you own a business, it’s more than just a job, it’s your livelihood. You can’t afford not to have business insurance.
Business insurance offers flexible cover that can be tailored to suit your needs and protect your business against a range of contingencies such as:
FIRE & OTHER DAMAGES
Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), impact, lightning, explosion, and earthquake. Also included is the cost of removing debris.
BURGLARY
Cover for theft of stock, electronic equipment and other business contents contained within your building, following forced & violent entry.
BUSINESS INTERRUPTION
Covers loss of income for your business as a result of insured damage that happens at the insured premises.
GLASS BREAKAGE
Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass.
PUBLIC AND PRODUCTS LIABILITY
Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business.
FRAUD AND DISHONESTY
Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees.
GOODS IN TRANSIT
Covers you for loss or damage to goods in transit caused by specified events such as collision, overturning, derailment, fire, explosion, or theft following forcible and violent entry to the vehicle; the damage to goods during loading and unloading can be added to the cover.
MONEY
Covers you for loss of or damage to money while kept in your building, in transit or at your private residence.
EQUIPMENT BREAKDOWN
We guarantee our customers purchase only the best quality Family Insurance Bundle suited to their needs and requirements. With years of experience since 2023, we’ve come to understand each of our clients’ unique insurance needs. With BUSINESS NAME representing you, your insurance process will be hassle-free and easy to understand.
TAX AUDIT
Covers you for professional fees that occur in connection with a tax audit.