BUSINESS INSURANCE FOR PROFESSIONALS
Business insurance for professionals is designed to protect professionals against a range of contingencies. Whether you own an Accountants or Solicitors office, Doctors surgery, Medical centre, or Graphic design studio, you can’t afford to take chances with your business insurance.
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You can’t afford to be uninsured or even underinsured. Did you know that 70% of small businesses that are, wouldn’t survive a serious event*?
We are committed to providing our customers with quality advice and service based on their needs, goals and current situation. So when you talk to us, you can relax and feel confident knowing you have the right insurance for your business.
Business insurance for professionals offers flexible cover that can be tailored to suit your needs and protect your business.
Cover automatically includes, Fire and Other Damage, Accidental Damage and Burglary.
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Some policies require you to take out a minimum number of covers under the policy. For more information on business insurance for professionals or to obtain a quote, please contact us.
FIRE & OTHER DAMAGES
Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), impact, lightning, explosion, and earthquake. Also included is the cost of removing debris.
ACCIDENTAL DAMAGE
Covers you for accidental loss or damage to the building, electronic equipment and other business contents at your business premises up to the full sum insured of the Fire and other damage cover (limited to a maximum of $250,000).
BURGLARY
Cover for theft electronic equipment and other business contents contained within your building, following theft of any attempt at theft from the building up to the full contents sum insured from the Fire and other damage cover (limited to a maximum on $250,000).
GENERAL PROPERTY
Cover for items of your choice such as mobile phones and laptop computers, whether in the office or out.
BUSINESS INTERRUPTION
Covers loss of income for your business as a result of insured damage that happens at the insured premises.
GLASS BREAKAGE
Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass.
PUBLIC AND PRODUCTS LIABILITY
Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business.
MONEY
Covers you for loss of or damage to money while kept in your building, in transit or at your private residence.
EQUIPMENT BREAKDOWN
Covers you for the cost of repairing electrical or mechanical equipment for sudden or accidental breakdown.
TAX AUDIT
Covers you for professional fees that occur in connection with a tax audit.